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Free Cash Flow Tools
Quick calculators that demonstrate forward-looking cash flow projection - built on the same approach as Cash Flow Forecaster.
Free tool
Can I Afford It?
Enter your current balance, upcoming bills, next income, and a purchase to see your projected lowest point.
Free tool
Freelance Rate Calculator
Calculate your minimum hourly rate based on income goals, expenses, and realistic billable hours.
Free tool
Invoice Payment Predictor
Calculate when you'll actually get paid based on invoice date, payment terms, and client history.
Free tool
Income Variability Calculator
Measure how stable your freelance income is. Get your variability score and emergency fund recommendation.
Want the full 90-day forecast?
Cash Flow Forecaster gives you a calendar projection across multiple accounts, recurring items, and scenarios.