Practical guides, tips, and strategies for managing irregular income, forecasting cash flow, and building financial stability.
Learn how to include credit cards in your cash flow forecast. Track utilization, plan payment amounts, and see how charges today affect your balance tomorrow.
Compare the Snowball and Avalanche debt payoff methods. Learn which strategy works best for irregular income and how to accelerate becoming debt-free.
Step-by-step guide to importing your bank transactions from Excel (.xlsx) or CSV files. Auto-detect recurring bills and set up your cash flow forecast in minutes.
Tired of subscription fatigue? Learn why we offer a one-time $99 lifetime deal and how it compares to monthly subscriptions like YNAB.
Learn how to export your income, expenses, and cash flow reports for tax preparation. Includes tips for 1099 contractors and quarterly estimated taxes.
Step-by-step guide to switching from YNAB. Export your data, import it into Cash Flow Forecaster, and start forecasting your cash flow in minutes.
Compare the top cash flow forecasting apps for freelancers. We break down features, pricing, and which app works best for different freelance situations.
A simple, practical system for tracking freelance income and expenses. Learn what to track, how often, and the best tools for the job.
Learn exactly how much to save for quarterly taxes as a 1099 contractor. Includes a simple formula and tips to avoid underpayment penalties.
Signs it's time to increase your rates, how much to raise them, and scripts for telling existing clients. Stop undercharging for your work.
Traditional budgets assume steady paychecks. Learn a flexible budgeting system designed for solopreneurs, gig workers, and anyone with unpredictable income.
The standard "3-6 months expenses" advice doesn't account for irregular income. Here's how to calculate the right emergency fund size for freelancers.
Confused by invoice payment terms? Learn what Net 30, Net 15, and Due on Receipt mean, and which terms to use with different clients.
Learn proven strategies for budgeting, saving, and planning when your income is unpredictable. Stop the feast-or-famine cycle with these practical tips.
Discover why tracking your Safe to Spend amount is more important than your bank balance, and how to calculate it for irregular income.
Learn why monthly budgets fail freelancers and how daily cash flow forecasting helps you avoid overdrafts and plan with confidence.
Start forecasting your finances for free. See your bank balance up to 90 days ahead.