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Privacy Policy

Last updated: December 21, 2025

1. Introduction

Cash Flow Forecaster ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our web application at cashflowforecaster.io (the "Service").

2. Information We Collect

2.1 Information You Provide

  • Account Information: Email address, name (if provided via Google OAuth)
  • Financial Data: Bank account names and balances, income sources, bills, and invoices you enter into the Service
  • Payment Information: Processed securely by Stripe; we do not store credit card numbers
  • Communications: Emails or messages you send to our support

2.2 Information Collected Automatically

  • Usage Data: Pages visited, features used, time spent on the Service
  • Device Information: Browser type, operating system, device type
  • Analytics: We use PostHog to understand how users interact with the Service

3. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain the Service
  • Generate your cash flow projections and financial forecasts
  • Process your subscription payments
  • Send transactional emails (invoices, payment reminders)
  • Respond to your inquiries and provide customer support
  • Improve and personalize the Service
  • Analyze usage patterns to enhance features
  • Detect and prevent fraud or abuse

4. Data Storage and Security

Your data is stored securely using industry-standard practices:

  • Database: Hosted on Supabase with encrypted storage and Row Level Security (RLS)
  • Authentication: Handled by Supabase Auth with secure password hashing
  • Payments: Processed by Stripe, a PCI-compliant payment processor
  • Transmission: All data transmitted via HTTPS/TLS encryption

While we implement safeguards to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

5. Data Sharing and Disclosure

We do not sell your personal information. We may share your data with:

  • Service Providers: Third-party services that help us operate (Supabase, Stripe, Vercel, Resend, PostHog)
  • Legal Requirements: If required by law or to protect our rights
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

6. Third-Party Services

We use the following third-party services:

7. Cookies and Tracking

We use cookies and similar technologies to maintain your session, remember your preferences, and analyze usage. PostHog may use cookies for analytics purposes. You can control cookie settings through your browser, but disabling cookies may affect Service functionality.

8. Your Rights and Choices

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Update inaccurate or incomplete data
  • Deletion: Request deletion of your account and data
  • Export: Download your data in a portable format
  • Opt-out: Unsubscribe from marketing communications

To exercise these rights, contact us at support@cashflowforecaster.io.

9. Data Retention

We retain your data for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete your personal data within 30 days, except where retention is required by law or for legitimate business purposes (such as fraud prevention).

10. Children's Privacy

The Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will delete it promptly.

11. International Users

If you access the Service from outside the United States, your data may be transferred to and processed in the United States or other countries. By using the Service, you consent to this transfer.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through the Service. The "Last updated" date at the top indicates when the policy was last revised.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: support@cashflowforecaster.io