Mint is shutting down
Intuit is discontinuing Mint and migrating users to Credit Karma. Now is the time to find a better alternative.
Mint Alternative for Freelancers
Mint tracked where your money went. Cash Flow Forecaster shows where it will be. For freelancers with irregular income, that forward-looking view makes all the difference.
Unlike Credit Karma (Mint's replacement), we have no ads, no credit card offers, and no data selling. Just a clean cash flow calendar that helps you answer: "Can I afford this before my next invoice pays?"
Forward
Looking approach
See future balance, not past spending
No Ads
Ever
Your data stays yours
Free
Tier available
No credit card required
Mint vs Cash Flow Forecaster
Mint was great for tracking past spending. But if you have irregular income, you need to see the future—not just the past. Here's how we compare.
| Feature | Cash Flow Forecaster | Mint |
|---|---|---|
| Status | Active and growing | Shutting down (migrating to Credit Karma) |
| Approach | Forward-looking (shows future balance) | Backward-looking (tracks past spending) |
| Ads | No ads ever | Heavy advertising |
| Free tier | Yes (10 bills, 10 income, 90-day forecast) | Free (ad-supported) |
| Paid option | $7.99/mo or $99 lifetime | N/A |
| Daily balance forecast | See balance on any future day | No forecasting |
| Forecast length | Up to 365 days | Not applicable |
| "Safe to Spend" | Always visible | No equivalent |
| Credit card forecasting | Utilization tracking + payment simulator | No |
| Debt payoff planner | Snowball vs Avalanche comparison | No |
| Irregular income support | Built for it | Basic |
| Built-in invoicing | Runway Collect | No |
| Invoice → forecast sync | Automatic | Not applicable |
| Excel import | CSV & Excel (.xlsx, .xls) | Export only |
| Reports & Export | Monthly Summary, Category, Excel/JSON | Basic spending breakdown |
| Auto-detect recurring | Import creates recurring entries | Basic detection |
| Bank sync | Optional (coming soon) | Yes (Plaid) |
| Bill reminders | Email alerts + collision warnings | Yes |
| Data privacy | We don't sell your data | Data used for ads |
| Credit score | Not included | Yes (Credit Karma now) |
How to migrate from Mint
Moving from Mint is straightforward. Here's how to get started:
Export your data from Mint
In Mint, go to Settings → Export Data and download your transactions as CSV. Focus on recurring bills and income sources—those are what matter for forecasting.
Sign up for Cash Flow Forecaster
Create a free account—no credit card required. You'll get 10 bills, 10 income sources, and 90-day forecasting to start.
Add your current balance and recurring items
Enter your current bank balance, then add your recurring bills and income. Our quick setup wizard makes this easy—most users are done in 5 minutes.
See your cash flow calendar
Instantly see your projected balance for every day ahead. Spot low-balance days, bill collisions, and know exactly what's safe to spend.
Ready to leave Mint behind?
Join thousands of freelancers who are switching to a forward-looking approach. Start free, upgrade when you need more.
FAQ
Is Mint really shutting down?
Yes. Intuit announced that Mint is being discontinued and users are being migrated to Credit Karma, which focuses on credit scores and ads rather than budgeting.
Is Cash Flow Forecaster really free?
Yes! Our free tier includes 10 bills, 10 income sources, 90-day forecasting, and no ads. No credit card required. Upgrade to Pro only when you need more.
Can I import my Mint data?
Yes! Export your data from Mint as CSV, then add your recurring bills and income to Cash Flow Forecaster. A dedicated Mint importer is coming soon.
Do you sell my data?
Never. Unlike Mint and Credit Karma, we don't make money from ads or selling your data. We make money when you upgrade to Pro—that's it.